Today's Featured Rates

Take Advantage of Our Low Rates
10 Year Fixed Rate
 Rate  APR  Points
 4.225%  4.419%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.325%  4.461%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 4.700%  4.779%  0.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.625%  5.710%  0.000%
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.937%  0.000%
Rural Development 30 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.406%  0.000%
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At Town and Country Bank we think constantly about the idea of home. Like you, we value comfort, stability and community, and we know that a place to call home represents these treasured aspects. Finding the perfect spot for you and your family should feel reassuring, forward-looking and transparent. Our team of local, full-time mortgage lenders helps you capture the ideal loan for your situation, including refinancing, building, buying or remodeling. We might get a little too excited about your paint colors and landscaping, because home we do best!

We’d love to set your mind at ease as we help you gather needed documents, communicate with third parties and prepare for your closing. Depending on your circumstances, our experienced team can create a picture of what to expect during the mortgage process. We close most home purchase mortgages in 30 days or less, so we work with you make those weeks efficient and positive. For more on the closing process we offer our Closing and Beyond Guide to answer your questions and paint a picture of the experience.

Still shopping for a home? You may want to consider applying for a mortgage before you begin your house hunt. A pre-approval letter assures real estate brokers and sellers that you are a qualified buyer and gives weight to any offer you might make. If you apply now you could pre-qualify online in minutes or set up an appointment with us for a personal review of your circumstances in order to issue an official pre-approval. In the meantime, we’ve collected many of the most common questions about the application process, and rounded them up in Your Application Guide.

View our mortgage calculators to help you decide which program is right for you. Our Glossary section is designed to help you navigate the home buying language.